Monterey Sub Homes under $400,000

Monterey Sub Homes under $400,000

Welcome to Monterey Subdivision, a hidden gem nestled in the heart of Florida, where the sun shines bright and the community spirit thrives. This charming neighborhood is perfect for families, retirees, and everyone in between, offering an inviting atmosphere and a variety of amenities that cater to all lifestyles.

Monterey Sub is renowned for its beautifully designed homes, many of which are available for under $400,000. Here, you can find a diverse selection of properties that boast modern features, spacious layouts, and well-maintained yards, making it an ideal choice for first-time homebuyers or those looking to downsize. Whether you’re seeking a cozy single-family home or a stylish townhouse, Monterey Sub has something for everyone.

The subdivision is strategically located near top-rated schools, lush parks, and vibrant shopping centers, ensuring that all your daily needs are just a stone’s throw away. Residents enjoy easy access to major highways, making commutes to nearby cities a breeze. Additionally, the community is known for its friendly neighbors and active lifestyle, with various social events and activities that foster a strong sense of belonging.

Imagine spending your weekends exploring the nearby scenic trails, enjoying picnics in the park, or taking a short drive to Florida's stunning beaches. Monterey Subdivision offers not just a home, but a lifestyle filled with warmth, connection, and endless opportunities for adventure. Come discover the charm of Monterey Sub, where your dream home awaits!

Newest Monterey Sub Homes under $400,000

4003 Nw 34th Place, Gainesville
$360,000
4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32606 Zip Code
Virtually Staged. Welcome home to this spacious 4-bedroom, 2-bath home offering 1,835 square feet and a desirable split-bedroom floor plan. The layout provides comfortable separation between the primary suite and the additional bedrooms, making it ideal for both everyday living and entertaining. Located in Monterey, a popular Northwest Gainesville community, this home is conveniently situated near shopping, dining, parks, schools, and many of Gainesville’s everyday amenities. Its location offers an easy balance of convenience and a peaceful residential setting. Outside, you’ll find a large fenced backyard with a peaceful wooded backdrop that provides a private, natural setting. Mature fruit trees add beauty and shade while offering the enjoyment of fresh fruit. There’s plenty of space to garden, entertain, or simply relax and enjoy the outdoors. The home also offers several important updates, including a new metal roof installed in 2024, storm-resistant windows installed in 2024, exterior slider doors replaced in 2022, and the home was repiped in 2016. Inside, the flooring is a combination of tile and carpet. With a functional split-bedroom floor plan, spacious backyard, mature fruit trees, valuable recent improvements, and a great Northwest Gainesville location, this home offers a wonderful opportunity to make it your own.

4003 Nw 34th Place, Gainesville
606 El Vedado Avenue, Orlando
$365,000
4 Beds ⋅ 3 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code
Virtually Staged. Welcome home! This beautifully remodeled Orlando property offers style, space, and flexibility. The main home features 3 bedrooms and 2 bathrooms with a fresh, move-in-ready interior. A separate 1-bedroom, 1-bath mother-in-law suite/studio with its own private entrance provides additional flexibility for extended family, guests, or a home office. Plus, approximately 400 sq. ft. of covered patio space offers the potential for even more usable living space—with a little creativity, bringing the total potential area to approximately 1,680 sq. ft. Enjoy a spacious backyard and a convenient location near shopping, dining, major roadways, Downtown Orlando, and Orlando International Airport. A versatile property with space to make your own—must see!

606 El Vedado Avenue, Orlando
4219 5th Avenue N, St Petersburg
$345,000
3 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code
Investor Special! Rare opportunity to acquire a block construction, 3-bedroom, 2-bath home with nearly 2,000 square feet in the heart of St. Petersburg. This fixer-upper offers a spacious floor plan, oversized bonus room, attached 2-car garage, non-flood zone, and no HOA. Ideal for renovation, resale, buy-and-hold rental, or adding value through updates. Conveniently located near Downtown St. Pete, Gulf beaches, shopping, dining, and major roadways. Bring your contractor and your vision—this property is ready for its next transformation.

4219 5th Avenue N, St Petersburg
4142 6th Avenue N, St Petersburg
$269,000
2 Beds ⋅ 1 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code
This charming 1955, 2 bed-1bath+bonus room home is full of character and ready for its next owner to make it their own. Located in a non-flood zone area, which offers peace of mind along with several major updates already including a newer roof in 2020, water heater and plumbing in 2022. The home also offer alley access to covered carport, providing easy parking. Its cozy appeal and important improvements already in place waits to be appreciated and personalized.

4142 6th Avenue N, St Petersburg
4016 9th Avenue N, St Petersburg
$378,500
2 Beds ⋅ 1 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code
Rare Brick Sanctuary in Central Oak Park – Fully Renovated & Insurance Optimized Experience the ultimate peace of mind in this "top-to-bottom" 2025 renovation. Thus, new appraisal will obviously come in much higher than current value estimation. Currently a 2/1/1 plus potential 3rd room/office. Situated in a coveted Non-Flood / Non-Evacuation Zone, this isn't just a home—it’s a long-term financial fortress. Unlike typical wood-frame properties, this double-brick masonry masterpiece helps afford superior structural integrity, anti-fire, anti pest, anti rot, and of course offering natural hurricane resistance. For the savvy buyer, this means more than just safety; it translates to massive annual savings, with Florida homeowners often seeing significantly lower rates on hurricane-resistant structures. Key Features for the Discerning Buyer: Total System Renewal (2025/26): Brand new architectural roof with peel and stick layer for added protection, energy-efficient HVAC with black light anti mold protection, full attic insulation, and updated thermostat and ductwork for peak performance and lower utility bills. High-Tech Security and : Fully integrated wireless/solar security system with Blink cameras front and back for 24/7 awareness. Turnkey Modern Ideal: A complete interior overhaul featuring a modern kitchen, modern bathroom, and stylish new floors, doors, and trim. Garage has easy connections for a 3rd room/bath/ seperate unit income capabilities with total over 1100 sq ft. There is also 2 full rv (30 amp) outlets and 2 seperate cleanouts built in the back. Unbeatable Location: High and dry in Central Oak Park, just 6 minutes from both the vibrant Downtown St. Pete and the world-class Gulf beaches. And just a few minutes from 275. Stop worrying about rising premiums and focus on living. This rare brick gem is the prudent choice in St. Petersburg real estate.

4016 9th Avenue N, St Petersburg
430 Santiago Avenue, Orlando
$348,000
4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code
Seller motivated and willing to provide a CREDIT of $12,500 for closing cost and or rate buydown!!! Welcome to this beautifully renovated 4-bedroom, 2-bathroom home in the established Azalea Park area of Orlando. Move-in ready and situated on a quiet residential street, this home offers 1,430 square feet of comfortable living space, a flexible floor plan, and extensive recent upgrades. Major improvements include a BRAND-NEW ROOF, a completely updated kitchen with new cabinets and new appliances, new flooring throughout, and fresh interior paint, giving the home a clean, bright, and modern feel. Four spacious bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space. Enjoy the added benefit of NO HOA, giving you more freedom and no monthly association fees. Conveniently located just minutes from Orlando International Airport, major highways, shopping, dining, schools, and everyday essentials, this home provides easy access to everything Orlando has to offer. With a new roof, modern renovations, no HOA, and a central Orlando location, this property is an excellent opportunity for a first-time buyer, growing household, or anyone looking for a beautifully updated home that is truly move-in ready.

430 Santiago Avenue, Orlando
410 Santiago Avenue, Orlando
$349,900
4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code
Discover the opportunity to own a spacious 4-bedroom home in the established Azalea Park area of Orlando. Situated on a quiet residential street, this property offers over 1,500 square feet of living space and a flexible floor plan that fits a variety of lifestyles. The home features four generously sized bedrooms, two primary bathrooms, plus an additional owner-added third bathroom that adds extra convenience and functionality. Inside, the layout provides comfortable living areas filled with natural light and a welcoming atmosphere. The kitchen is highlighted by a beautiful quartz island, ample cabinetry, and a layout that flows naturally into the dining and living areas, making it ideal for everyday living or entertaining guests. Tile flooring throughout the main living spaces adds durability and easy maintenance. The additional full bathroom creates added versatility for guests, multi-generational living, or flexible use of the fourth bedroom as a private office or bonus space. Step outside to enjoy the fenced backyard offering room for outdoor entertaining, gardening, pets, or future enhancements. The property sits on an approximately 0.22-acre lot, providing plenty of space while still being easy to maintain. House is freshly painted, roof is almost 4 years old and the water heater is 1 year old. Located in a convenient Orlando location, the home offers quick access to major highways, downtown Orlando, Orlando International Airport, and the University of Central Florida. Nearby parks, shopping, dining, and everyday amenities add to the appeal of this well-positioned property. Whether you are searching for a primary residence, investment property, or a home with room to add personal touches, this property presents a great opportunity in a well-established Orlando neighborhood.

410 Santiago Avenue, Orlando
5400 San Juan Boulevard, Orlando
$300,000
3 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code
Welcome to this inviting three bedroom, 2 bathroom home situated on a quiet street in Dover Shores. Located in a desirable school zone and only a few minutes away from all the restaurants and shops that Conway has to offer. This property features a large backyard perfect for entertaining, gardening, or future additions. This home is currently leased, offering immediate income for investors seeking a turnkey opportunity. Whether you're an investor or looking ahead to future occupancy, this property combines comfort, location, and value. Schedule your private showing today!

5400 San Juan Boulevard, Orlando
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