Ruskin Homes under $500,000

Ruskin Homes under $500,000

Welcome to Ruskin, Florida—a hidden gem nestled in the heart of Hillsborough County! Known for its picturesque waterfront views and vibrant community spirit, Ruskin offers a unique blend of small-town charm and modern convenience. This delightful city is situated along the beautiful shores of Tampa Bay, making it an ideal spot for those who appreciate nature, outdoor activities, and a relaxed lifestyle.

Ruskin is not just about stunning landscapes; it’s also a thriving community with a rich history and a bright future. Residents enjoy easy access to local parks, charming shops, and delicious dining options, all while being just a short drive from the bustling city of Tampa. Whether you're looking to spend a day at one of the nearby beaches or explore the local farmers' market, there’s always something to do in Ruskin.

For homebuyers seeking affordability without compromising on quality, Ruskin is an excellent choice. With a variety of homes available under $500,000, you can find the perfect property to suit your needs. From cozy single-family homes with spacious yards to modern townhouses, there’s something for everyone. The real estate market here is diverse, catering to first-time buyers, families, and retirees alike.

Embrace the charm of Ruskin, where you can enjoy a peaceful lifestyle while still being close to the excitement of the greater Tampa Bay area. Discover your dream home in this inviting community and experience all that Ruskin has to offer!

Newest Ruskin Homes under $500,000

417 Stone Briar Drive, Ruskin
$415,000
3 Beds ⋅ 2 Baths ⋅ Mira Lago West Ph 2b SubDv. ⋅ 33570 Zip Code
PRIVATE HEATED POOL, CUSTOM OUTDOOR KITCHEN, NEW ROOF, AND A NEW A/C SYSTEM TO BE INSTALLED BEFORE CLOSING with the A/C warranty registered in the buyers names. Welcome to 417 Stone Briar Drive in Ruskin’s gated Mira Lago community, where upgraded interiors and an inviting outdoor retreat make this move-in-ready home stand out. Featuring 3 bedrooms, 2 bathrooms, 2,181 square feet, and a 2-car garage, this home also includes a brand-new water heater. High ceilings, crown molding, and spacious living and dining areas create a welcoming setting for everyday living and entertaining. The kitchen brings character and function together with a custom cedar wood island, custom range hood, granite countertops, wood cabinetry, stainless steel appliances, an oversized sink, upgraded lighting, and a breakfast nook with built-in window seating. Wood-look tile flooring, plantation shutters, and a customized laundry room add to the home’s thoughtful finishes. Step outside to the space that makes Florida living so appealing: a private heated in-ground pool with a waterfall, an expansive 31-by-26-foot screened lanai, and a custom outdoor kitchen. Prepare dinner outdoors, dine poolside, or unwind beside the waterfall. Mature tropical landscaping and a fully fenced backyard create a secluded setting with room to relax and entertain. The primary suite overlooks the pool and lush backyard and features a double tray ceiling, a spacious walk-in closet, and an en-suite bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Wall-mounted flat-screen TVs in the kitchen and primary bathroom are included with the home. The three-way split-bedroom floor plan provides separation between bedrooms, while French doors in the third bedroom provide flexibility for a home office or guest space. Additional features include hurricane shutters, custom living-room bar shelving, and a recently rescreened pool enclosure. Mira Lago offers gated access, a community pool, clubhouse, playground, and half basketball court. Enjoy nearby E.G. Simmons Regional Park, Little Harbor, public boat ramps, waterfront dining, and kayaking opportunities, with access to Tampa, St. Petersburg, and Sarasota. A private pool, custom indoor and outdoor kitchens, and major system updates, all in one Ruskin home. Schedule your private showing to experience it firsthand.

417 Stone Briar Drive, Ruskin
3301 W Shell Point Road, Ruskin
$495,000
2 Beds ⋅ 2 Baths ⋅ Collura Sub 1st Add SubDv. ⋅ 33570 Zip Code
Welcome to the palm tree/water view from every window home. Home is situated between Little Manatee River Inlet and canal leading directly to Tampa Bay. If you love water sports, fishing, kayaking, boating and panoramic sunsets this home is for you. The composite wood dock (30x10) is on the canal that is teeming with fish, dolphins, manatees, and rays. The unoccupied nature preserve across the canal is a beautiful view frequented by shore birds, owls, ospreys, kingfishers, etc. The second floor is 19.1 feet above sea level and the home features real hardwood floors throughout and the open concept cathedral ceiling living and dinning room combo is 24x16 with quartz kitchen counter tops with barstools separating the kitchen from the living and dining area. The primary bedroom has an open vanity and mirror closet doors with a separate commode and jacuzzi bathtub area. The hall bathroom features built-in vanity with granite counter tops and a tub. A covered deck (8x24) offers ample outside seating and the uncovered 10x18 deck provides front door access and stairs to the ground floor. The office (12x12) is located downstairs and inside storage and pantry (12x12) is adjacent. Two additional storage facilities are available. One (8x14) is adjacent to the office and the other is an outside finished utility shed (8x10) Covered parking is cement at ground level under the main floor. A separate uncovered RV parking pad (30x15) is adjacent to the stairs and has 30 amp service. NO CDC, no association fees ONLY the great Florida lifestyle with this water front home.

3301 W Shell Point Road, Ruskin
2642 Yukon Cliff Drive, Ruskin
$389,900
4 Beds ⋅ 3 Baths ⋅ River Bend Phase 3a SubDv. ⋅ 33570 Zip Code
Southshore Home for a great price. This 4-bedroom 3 bath home has everything. Going through the front door you are greeted by a high ceiling and stunning architectural enhancements. The den has a custom-built wall unit with LED lighting and crown moldings, and is balanced by a large dining room also with crown molding and chair rail. You’ll immediately notice the custom architectural niches. The kitchen is complete with over 22 feet of granite countertops, center island prep center, custom built in eating area, walk in pantry, stainless-steel appliances, and soaring 20ft ceilings. The large family room is open to the kitchen for easy entertaining, and features a 16ft vaulted ceiling and 8ft triple sliders opening up to a screened porch overlooking a water view. In the primary bedroom there are 2 walk-in closets and an en-suite bathroom has double cultured marble counters with integral sinks, a garden tub, and separate shower. The 3 secondary bedrooms are all spacious with the 3rd bedroom offering an en-suite bathroom. All this is located in a community full of amenities and just minutes from the interstate.

2642 Yukon Cliff Drive, Ruskin
317 Delwood Breck Street, Ruskin
$245,000
4 Beds ⋅ 2 Baths ⋅ Covina At Bay Park Ph 2 SubDv. ⋅ 33570 Zip Code
Welcome to Covina at Bay Park! This spacious Ruskin home has a comfortable split-bedroom floor plan with 4 bedrooms, 2 bathrooms and a 2-car garage. Step inside to a formal living and dining room combination. The heart of the home is just beyond with a kitchen and family room combination. Kitchen includes modern white cabinetry, plenty of counter space, a closet pantry, center island for extra prep room and a casual dining area, all overlooking the family room. High ceilings and sliding glass doors give the main living areas a bright, open feel. The primary suite is tucked away from the secondary bedrooms off the family room and features a walk-in closet, dual sinks, soaking tub and separate shower. Three additional bedrooms and a full bath are located at the front of the home. Out back, sliding doors open to covered and screened lanai with plenty of room to relax or entertain, plus a spacious fenced backyard with extended patio and storage shed. Central location with easy access to shopping, dining and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).

317 Delwood Breck Street, Ruskin
1212 Ace Outlaw Avenue, Ruskin
$370,000
4 Beds ⋅ 3 Baths ⋅ Brookside SubDv. ⋅ 33570 Zip Code
Virtually Staged. Under Construction. The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

1212 Ace Outlaw Avenue, Ruskin
1215 12th Street Se, Ruskin
$355,000
4 Beds ⋅ 2 Baths ⋅ Brookside SubDv. ⋅ 33570 Zip Code
Under Construction. The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

1215 12th Street Se, Ruskin
114 4th Street Nw, Ruskin
$299,999
3 Beds ⋅ 2 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
Beautifully updated and situated on nearly one-third of an acre, this Ruskin home brings together modern finishes, flexible living space, and major improvements already completed. A BRAND-NEW ROOF installed in September 2026, an updated electrical panel (2026), and HVAC, water heater, and windows replaced in 2024 offer added confidence as you settle into your next chapter. Covered parking welcomes you home, while inside, vinyl plank flooring flows throughout the open-concept layout. The updated kitchen anchors the living space with quartz countertops, stainless steel appliances, and a statement island featuring a waterfall edge and generous barstool seating. From your morning coffee to weekend gatherings, this space keeps everyone connected. With three bedrooms and two bathrooms, you'll have ample space to enjoy for years to come. The primary bedroom features an updated ensuite bathroom, creating a comfortable retreat at the end of the day. Outside, the spacious lot offers room to garden, entertain, or create the outdoor setup you’ve been imagining. A detached shed provides convenient storage for tools, equipment, and seasonal extras, keeping everyday living spaces free of clutter. Beyond the home, Ruskin offers the laid-back waterfront lifestyle that makes this stretch of Tampa Bay special. Spend a morning fishing or kayaking at E.G. Simmons Conservation Park, launch a boat at the Ruskin Commongood Boat Ramp to explore the Little Manatee River and lower Tampa Bay, or head to Sunset Bar & Grill at Little Harbor for waterfront dining as the sun goes down. It’s the kind of place where a day on the water and dinner with a view can become part of your regular routine. With a generous yard, thoughtful updates, and so much of the big-ticket work already handled, this home gives you more time to enjoy it.

114 4th Street Nw, Ruskin
1001 Swaying Sawgrass Avenue, Ruskin
$357,900
4 Beds ⋅ 3 Baths ⋅ Brookside Estates SubDv. ⋅ 33570 Zip Code
Virtually Staged. Looking for MORE SPACE, MORE FLEXIBILITY, and a community that complements your lifestyle? Welcome to 1001 Swaying Sawgrass Avenue in the Brookside community, Ruskin, Florida! Offered at $357,900, this beautifully maintained, 2021-built home features 4 BEDROOMS, 2.5 BATHROOMS, 2,416 SQUARE FEET, a spacious LOFT, versatile FLEX SPACE, and a 2-CAR GARAGE, all in desirable FLOOD ZONE X! Step inside and discover an OPEN-CONCEPT FLOOR PLAN designed for comfortable everyday living and effortless entertaining. The generous main living area provides plenty of room to gather, while a separate FLEX SPACE, currently used as a formal dining room, can easily become a home office, playroom, or creative retreat. Upstairs, the SPACIOUS LOFT offers a second living area perfect for movie nights, gaming, studying, or simply unwinding. With FOUR BEDROOMS and ABUNDANT STORAGE throughout, this thoughtfully designed home provides the flexibility to accommodate your changing needs. Outside, the LARGE BACKYARD is ready for your imagination! Envision a FUTURE SWIMMING POOL, an outdoor entertaining area, or a beautiful garden. There's room to create a personal outdoor retreat, subject to applicable approvals. Life in BROOKSIDE extends beyond your front door. Enjoy a COMMUNITY POOL, PLAYGROUND, DOG PARK, SCENIC WALKING TRAILS, PEACEFUL PONDS, and NEIGHBORHOOD ACTIVITIES. Whether you're enjoying a morning walk, spending an afternoon by the pool, or connecting with neighbors, this community offers plenty of ways to make the most of Florida living. Built in 2021 and WELL MAINTAINED, this home combines the appeal of newer construction with generous living spaces and everyday functionality. Its FLOOD ZONE X designation is another advantage, as flood insurance is generally not required by federally regulated mortgage lenders. Whether you're purchasing your first home or looking for more room to grow, 1001 Swaying Sawgrass Avenue offers the SPACE, VERSATILITY, and LIFESTYLE you've been searching for. At $357,900, this Brookside home is ready for its next chapter. Schedule your private showing today!

1001 Swaying Sawgrass Avenue, Ruskin
405 2nd Street Sw, Ruskin
$324,900
3 Beds ⋅ 3 Baths ⋅ Campus Shores Sub SubDv. ⋅ 33570 Zip Code
Welcome to this well-maintained 3-bedroom, 3-bath home offering a blend of classic Florida charm and modern updates. Beautiful terrazzo flooring flows throughout much of the home, while the spacious Florida Room provides the perfect space to relax, entertain, or enjoy year-round sunshine. Major improvements provide peace of mind, including a new roof (2025), double-pane windows, Lexan hurricane shutters, and fresh exterior paint completed in 2024. The property also features a garage added in 2021 with Banko hurricane-rated garage doors, adding both convenience and storm protection. The kitchen has been updated with a new refrigerator (2022) and dishwasher (2024), and the water heater was replaced in 2023. Best of all, there are NO HOA or CDD fees, giving owners added flexibility and affordability. Ideally located just minutes south of a public boat ramp, this home offers easy access to boating, fishing, and Florida's outdoor lifestyle. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready property is a must-see. There is also a 30-amp external service to hook-up a motor home. At this price, don't miss out!!!

405 2nd Street Sw, Ruskin
1716 Ripple Jade Place, Ruskin
$305,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Beautifully Updated Lennar Atlanta Model in Spencer Creek! WELCOME HOME TO SPENCER CREEK! Discover the perfect combination of modern comfort, thoughtful updates, and spacious living in this beautifully maintained 4-bedroom, 2.5-bath home offering 1,914 square feet of living space, a versatile upstairs loft, and a spacious 2-car garage! Featuring the popular Atlanta floor plan by Lennar, this move-in-ready residence showcases BRAND-NEW CARPET, FRESH INTERIOR PAINT, CERAMIC TILE FLOORING, a FULLY FENCED BACKYARD with 6-foot PVC privacy fencing, and an ELECTRIC VEHICLE OUTLET in the garage! Step inside to discover a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. Beautiful ceramic tile flooring flows throughout the main level, creating a seamless transition between the spacious living room, dining area, and kitchen. The generous living and dining room combination provides flexibility for furniture arrangements while offering plenty of room to gather with family and friends. THE HEART OF THE HOME IS THE BEAUTIFULLY APPOINTED KITCHEN! Featuring rich espresso cabinetry accented with brushed nickel hardware, granite countertops, stainless steel appliances, and an expansive center island with a double-bowl stainless steel sink, this kitchen perfectly blends style and functionality. The oversized island provides additional preparation space and casual seating, while abundant cabinetry offers excellent storage. The adjoining dining area provides convenient access to the backyard, making indoor-outdoor entertaining a breeze. A convenient first-floor half bath with a pedestal sink completes the main level. UPSTAIRS, DISCOVER EVEN MORE SPACE TO RELAX AND UNWIND! A spacious, versatile loft welcomes you to the second level, offering endless possibilities as a media room, home office, gaming area, or additional living space. The generously sized PRIMARY SUITE provides a relaxing private retreat with abundant natural light, brand-new carpet, and an en-suite bathroom featuring espresso cabinetry, brushed nickel hardware, and a spacious walk-in closet. Three additional bedrooms offer comfortable accommodations and flexibility for guests or hobbies. The secondary bathroom features coordinating espresso cabinetry and a tub/shower combination. For added convenience, the upstairs laundry room includes shelving for additional storage. Washer and dryer do not convey. STEP OUTSIDE TO YOUR PRIVATE BACKYARD RETREAT! The spacious backyard is completely enclosed with 6-FOOT PVC PRIVACY FENCING, creating an inviting outdoor setting perfect for weekend barbecues, entertaining friends, gardening, or simply relaxing in the Florida sunshine. With plenty of room to enjoy outdoor activities, this backyard is an extension of the home's comfortable living space. ENJOY THE RESORT-STYLE AMENITIES OF SPENCER CREEK! Residents enjoy access to a resort-style swimming pool with lounge areas, clubhouse, playground, basketball court, dog park, and neighborhood sidewalks surrounded by green spaces. Spencer Creek offers wonderful opportunities for recreation, relaxation, and enjoying the Florida lifestyle.

1716 Ripple Jade Place, Ruskin
1952 Hawks View Drive, Ruskin
$269,000
3 Beds ⋅ 2 Baths ⋅ Hawks Point Ph 1c-2 & 1d SubDv. ⋅ 33570 Zip Code
This move-in-ready 3-bedroom, 2-bathroom home is located in the desirable gated community of Hawks Point. The interior features an open floor plan that creates a seamless and functional flow throughout the main living areas. The kitchen is equipped with granite countertops and modern stainless-steel appliances. The primary suite includes a walk-in closet and attached bathroom. Off the kitchen is a screened-in back patio which overlooks the large fenced-in backyard with no rear neighbors. Conveniently located near shopping, dining, schools, and major commuter routes, offering easy access for daily commutes and local essentials.

1952 Hawks View Drive, Ruskin
1822 Mira Lago Circle, Ruskin
$469,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West SubDv. ⋅ 33570 Zip Code
Discover this spacious, updated home at 1822 Mira Lago Cir in Ruskin, FL, featuring a 2022 roof, a 2020 A/C system, fresh paint, new hardware, new appliances, and new flooring in select areas. This charming house has a generous 2,317 square feet of living space, providing ample room for a variety of activities and furnishings. With four well-appointed bedrooms, the home suits a wide range of living arrangements. Situated on a 0.16-acre lot, the property strikes a nice balance of indoor and outdoor space. The well-maintained exterior has potential for landscaping or outdoor enhancements. Inside, the layout is designed to maximize functionality and comfort, creating a welcoming environment. Whether you're entertaining guests or enjoying a quiet evening, this property accommodates diverse lifestyles. Experience the blend of comfort and convenience in this lovely Ruskin home.

1822 Mira Lago Circle, Ruskin
Start Your Search

How much is your home worth?

Get instant property value now!