Ruskin Homes with River Water Frontage

Ruskin Homes with River Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County, where the beauty of nature meets the charm of suburban living. With its picturesque landscapes and serene waterways, Ruskin offers an idyllic setting for those seeking a peaceful retreat while still enjoying proximity to urban amenities.

One of the standout features of Ruskin is its stunning river waterfront properties. Imagine waking up to the gentle sounds of water lapping against your private dock, where you can sip your morning coffee while watching the sunrise over the tranquil waters. Homes with river water frontage in Ruskin provide not just a residence, but a lifestyle – one that embraces outdoor adventures, from kayaking and fishing to simply enjoying the breathtaking views.

The community of Ruskin is rich in culture and history, with local festivals, farmers' markets, and a strong sense of community spirit. Residents enjoy easy access to beautiful parks, nature preserves, and the nearby Gulf Coast beaches, making it a perfect location for families, retirees, and anyone in between. With a variety of home styles available, from charming bungalows to modern waterfront estates, there’s something for everyone in this vibrant town.

Living in Ruskin means embracing a slower pace of life, surrounded by natural beauty and friendly neighbors. If you’re searching for a home that offers both tranquility and adventure, look no further than Ruskin’s enchanting riverfront properties. Come discover your slice of paradise in this delightful Florida town!

Newest Ruskin Homes with River Water Frontage

701 Fish Lips Lane, Ruskin
$1,199,000
11 Beds ⋅ 9 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Virtually Staged. RARE 2.28-ACRE MULTI-RESIDENCE COMPOUND WITH LITTLE MANATEE RIVER FRONTAGE! Offered together, 701 and 713 Fish Lips Lane present an extraordinary opportunity to acquire two adjoining parcels containing three single family homes with five separate residences and a vacant .18-acre riverfront lot. Whether envisioned as a multigenerational family compound, investment portfolio, private retreat or combination of owner occupancy and rental income, this one-of-a-kind Ruskin property offers exceptional versatility. 701 Fish Lips Lane features a spacious 2007 single family home with approximately 2,932 square feet. The residence has been configured with a 3-bedroom, 2 ½ bath main living area and an adjoining 1-bedroom, 1-bath in-law suite with private entrance, providing a total of 4 bedrooms and 3 ½ bathrooms. The 0.56-acre parcel is partially fenced. 705 Fish Lips Lane features a two-story, 3-bedroom, 1 ½ -bath single-family home, 1,762 square feet of air-conditioned living space. The interior has been thoroughly renovated, and the home features a newer roof, newer A/C system and a one-car carport. A screened balcony/deck overlooks a beautiful pond and the Little Manatee River, creating a peaceful setting for enjoying the property’s natural surroundings. The 713 parcel also includes a duplex containing a spacious 3-bedroom, 2-bath residence with approximately 2,716 total square feet of air-conditioned space and a 1 bedroom, 1 bath unit with private entrance. A 900-square-foot detached covered structure for entertaining sits between the two homes overlooking the pond. It was screened prior to the storms in 2024. A vacant .18-acre riverfront parcel is another bonus. The parcel previously contained a substantial boathouse that was damaged by Hurricane Milton and subsequently demolished; electrical service reportedly remains. Potential exists for a replacement waterfront structure, subject to approval by Hillsborough County. Together, the two parcels present five residences with multiple possibilities. Schedule your private showing today.

701 Fish Lips Lane, Ruskin
2607 Gulf City Road, Ruskin
$59,900
Manatee Harbor Sub SubDv. ⋅ 33570 Zip Code
AMAZING RIVER-ADJACENT RUSKIN DEVELOPMENT OPPORTUNITY! Bring your boat; we’ve got the plans, and build your Florida dream home! NO HOA, NO HOA FEES, NO CDD FEES, AND NO DEED RESTRICTIONS! Located in Ruskin’s established Manatee Harbor area near the LITTLE MANATEE RIVER, this approximately 0.28-ACRE BUILDABLE HOMESITE offers the kind of freedom becoming increasingly difficult to find along Florida’s Gulf Coast. Whether you envision a custom primary residence, seasonal retreat, or simply a place where your boat, fishing gear, and outdoor lifestyle are welcome, this property provides the opportunity to create something entirely your own. For the boating and fishing enthusiast, the lifestyle begins with DEEDED ACCESS TO A PRIVATE NEIGHBORHOOD BOAT RAMP, providing convenient access to the Little Manatee River and surrounding Tampa Bay waterways. Skip the crowded public launches, keep the boat close to home, and spend more time fishing, boating, kayaking, exploring the river, or simply enjoying another day on the water. And this is more than simply vacant land. A PERMITTED POTABLE WATER WELL HAS ALREADY BEEN INSTALLED AND IS CURRENTLY CAPPED, providing a valuable head start toward future development. The seller is also including previously prepared home plans, while the site plan illustrates a proposed residence along with well, septic, and drainfield placement—giving the next owner a tangible starting point to bring their vision to life. The property offers paved road frontage, mature trees, an established residential setting, and a largely cleared area for planning your future homesite, with electrical service available in the area. What truly separates this opportunity is FREEDOM. No master-planned community dictating what your home must look like. No HOA dues. No CDD assessment. Instead, create a property reflecting the way YOU want to live, subject to applicable county building and zoning requirements. Then there is the location. Buyers searching for VACANT LAND FOR SALE IN RUSKIN, FLORIDA, a BUILDABLE LOT NEAR THE LITTLE MANATEE RIVER, or property with NO HOA AND PRIVATE BOAT-RAMP ACCESS will immediately understand what makes this homesite different. Enjoy the quieter, outdoors-oriented lifestyle of southern Hillsborough County while remaining ROUGHLY AN HOUR OR LESS, DEPENDING ON TRAFFIC AND DESTINATION, FROM TAMPA, TAMPA INTERNATIONAL AIRPORT, ST. PETERSBURG, SARASOTA, AND MANY OF FLORIDA’S WORLD-RENOWNED GULF COAST BEACHES. Enjoy convenient access to airports, employment, professional sports, dining, entertainment, shopping, and celebrated coastal destinations without surrendering the laid-back river lifestyle. Spend the morning launching the boat, the afternoon fishing the Little Manatee River, and the evening at a home designed around your needs rather than someone else’s rulebook. For the boater, angler, outdoorsman, or buyer seeking more freedom near Tampa Bay, opportunities like this are becoming harder to replace. THE LAND IS HERE. THE WATER ACCESS IS HERE. THE WELL IS ALREADY IN. THE PLANS ARE AVAILABLE. NOW BRING YOUR VISION AND BUILD THE FLORIDA LIFESTYLE YOU HAVE BEEN WAITING FOR! DO NOT LET THIS UNIQUE GULF CITY ROAD OPPORTUNITY SAIL OFF WITHOUT YOU—CALL TODAY!

2607 Gulf City Road, Ruskin
2805 Gulf City Road, Ruskin
$1,800,000
1 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Experience sweeping views of the Little Manatee River from your own private retreat. This rare and exceptional property features a beautifully remodeled home thoughtfully designed for entertaining, relaxing, and enjoying the picturesque natural surroundings. At the heart of the home, expansive wall-to-wall windows fill the living spaces with natural light while showcasing stunning river views as the ultimate backdrop. The meticulously maintained backyard is a peaceful oasis, complete with lush St. Augustine grass, majestic oak trees, a covered porch, a charming swing, and a private dock—perfect for quiet mornings or relaxing evenings by the river. The spacious travertine pool lanai provides an ideal setting for entertaining large gatherings while still capturing beautiful views of the river. Inside, the well-appointed kitchen features top-of-the-line appliances, upscale finishes, and plenty of space for hosting family and friends. The large primary bedroom offers serene river views and an impressive walk-in closet. A versatile den provides additional flex space that can easily serve as a guest bedroom, home office, media room, or entertainment space. Beyond the main residence, the property offers two additional barns along the meticulously maintained driveway, providing abundant storage and exciting potential for future use. With its exceptional privacy, beautifully updated home, and breathtaking river views, this is a truly rare opportunity to own your own slice of the Little Manatee River.

2805 Gulf City Road, Ruskin
102 Trouve Lane, Ruskin
$495,000
Unplatted SubDv. ⋅ 33570 Zip Code
****OWNER FINANCING AVAILABLE**** 33% DOWN, 7.5 % INTEREST RATE AMORTIZED OVER 30 YEARS AND BALLOON AT 4 YEARS. HURRICANE SALE! Located on Little Manatee River. ****SELLER HAD 3 PARK MODELS THAT HE AIRBNB AND MADE REALLY GOOD PROFIT FROM*** House was flooded in hurricane Helene and seller is selling AS IS. ZONED PLANNED DEVELOPEMENT .You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin
102 Trouve Lane, Ruskin
$495,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
****OWNER FINANCING AVAILABLE**** 33% DOWN, 7.5 % INTEREST RATE AMORTIZED OVER 30 YEARS AND BALLOON AT 4 YEARS. HURRICANE SALE! Located on Little Manatee River. ****SELLER HAD 3 PARK MODELS THAT HE AIRBNB AND MADE REALLY GOOD PROFIT FROM*** HURRICANE SALE! Located on Little Manatee River. House was flooded in hurricane Helene and seller is selling AS IS. Zoned Planned Development. You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin
609 1st Avenue Nw, Ruskin
$185,000
3 Beds ⋅ 2 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
Great opportunity situated on approximately 1/3 acre and views of the Ruskin Inlet from across the street. Property requires significant repairs and full renovation or potential rebuild. Convenient location with access to boating, fishing, and outdoor recreation. Buyer responsible for all due diligence and verify all information. Flood zone AE. Sold strictly As-Is. No assignments/wholesalers, no creative financing, no seller financing. Schedule your showing today! First look initiative: Open to owner occupied buyers for the first 30 days on market only. Investor offers will be reviewed after 30 days on market.

609 1st Avenue Nw, Ruskin
2054 Saffold Park Drive, Ruskin
$399,000
3 Beds ⋅ 2 Baths ⋅ Mill Highlands Sub SubDv. ⋅ 33570 Zip Code
WELCOME HOME to this CUSTOM POOL HOME close to the LITTLE MANATEE RIVER with NO HOA / OR CDD and NO FLOOD INSURANCE required! This 3bed/2bath home features tile floors throughout the whole house and a huge .41 acre (mol) yard with plenty of room for parking your boat / jet ski's, for a nice size garden or for your four legged fur babies to roam. The Kitchen is MODERN with GRANITE counters, tall white cabinets, NEW APPLIANCES, and volume ceilings providing a delightfully open space to create your favorite gourmet dishes. The guest bath has been beautifully updated and includes a shower stall, while the updated master bathroom includes a double sink vanity and shower. A spacious laundry room offers shelving and storage options in addition to the closets and built-in shelving throughout the home to help you keep an organized home. The home has been lovingly maintained with RECENT IMPROVEMENTS of a new ROOF and new HVAC less than 3 yrs old, new WATER HEATER, newer WASHER / DRYER, interior & exterior PAINTING, recent EXTERIOR STUCCO, and POOL RE-SURFACED / RE-SCREENED and ready for years of enjoyment!. You may be surprised at the size of NEWER FENCED backyard with its screened lanai, screened in-ground pool and TWO storage sheds that will convey. Domino Park, just 1 block away, gives you access to Mill Bayou, Little Manatee River, and Tampa Bay by boat. Ruskin is close to shopping, restaurants, medical facilities, and the beach at Little Harbor. In addition, this property is conveniently located near I-75 for an easy commute to Tampa, MacDill, Sarasota, St. Pete and more. Call this beautiful house your home today!

2054 Saffold Park Drive, Ruskin
3422 W Shell Point Road, Ruskin
$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin
806 Blue Heron Boulevard, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Ultimate Waterfront Retreat! Recently remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
815 2nd Avenue Nw, Ruskin
$1,075,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
Stunning Waterfront Estate — 3 Separate Living Suites, 90 Feet on the Water, Direct Gulf Access, Experience true Florida waterfront living at its finest in this one-of-a-kind 6-bedroom, 6-bathroom coastal sanctuary. Beautifully decorated and thoughtfully designed, this expansive residence offers three fully separated living suites, making it ideal for multi-generational living, a family compound, or three separate vacation rentals. Furnishings and gym equipment can be included for a turnkey opportunity. Property Highlights- 90 feet of pristine waterfront with direct access to Tampa Bay and the Gulf. Private dock and covered boat port — perfect for avid boaters. Three complete living suites, each with its own full kitchen. Over 5,000 sq ft of spacious, open-concept living areas. Generously sized bedrooms and beautifully appointed bathrooms, Private sandy shoreline for relaxing, sunbathing, or launching kayaks. Waterfront firepit for unforgettable sunset gatherings. No HOA or CDD fees — enjoy full freedom and flexibility, Ample parking for boats, RVs, and guests. Furnishings and gym equipment optional for a seamless move-in or rental setup A Home Designed for Living, Hosting, and Earning. This exceptional property is set up for multi-family living or three separate Airbnb/short-term rental units, each offering privacy and comfort. The open-concept design makes entertaining effortless, while the outdoor spaces deliver the quintessential Florida lifestyle — boating, sunsets, and waterfront relaxation. Investment & Lifestyle Opportunity. Whether you envision a luxury primary residence, a multi-suite family retreat, or a high-income waterfront rental portfolio, this property delivers unmatched versatility and value. Homes with this combination of size, water frontage, and multi-suite configuration are extremely rare. .

815 2nd Avenue Nw, Ruskin
805 Leisey Circle, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
2309 Cypress Walk Way, Ruskin
$1,274,995
4 Beds ⋅ 3 Baths ⋅ 33570 Zip Code
Virtually Staged. PRICE REDUCTION! WATERFRONT! Your chance to secure a waterfront beautiful contemporary home on the Little Manatee River with over 2 acres of privacy and lots of room for every activity you can think of. A private road and an iron gate leads to a large circular driveway where a 4 bedroom, 2.5 bath pool home with new remodeled primary bathroom, large extra building and an oversized 2 car attached side garage is located. Lots of parking both on the side and around the circular driveway. Covered 2 level dock with electric boat lift gives you quick access to the Little Manatee River. A front courtyard leads the way to the large foyer with a beautiful hand crafted brass chandelier. A large living room with lots of natural light and travertine floors has space for lots of seating. A separate dining room is right off the kitchen. The gourmet kitchen has 2 wall ovens, a cooktop with gas from its own gas tank, a large refrigerator, microwave, center island with granite countertop, and an eat in area with views to the pool. The family room has a wood burning fireplace and French doors to the screened in lanai with an in ground pool. 3 bedrooms on the first floor share a bathroom with large shower and a laundry area in the hallway. Upstairs is a primary bedroom with walk in closet, a cedar lined closet area and a walk in closet with laundry hookups. The new remodeled bathroom has a walk in rain shower and claw foot tub for soaking along with separate vanity sinks. Outside, a large building can be used for parking extra vehicles, boats, or storage. The covered dock has plenty of area for seating, as well as an electric lift. The views of the river and natural conservation area across the river brings you peace and serenity. Roof was replaced in 2020, windows were replaced in 2025, and the screen enclosure over the pool was done in 2021. There is a RO water system for the whole house, a generator, a large buried propane tank for the generator, as well as another smaller tank for the gas cooktop. A security system gives you peace of mind. Although this property is tucked away, it is close to everything. House has never flooded. There is a square footage discrepancy between tax records and measured size of house. PRICED BELOW APPRAISAL.

2309 Cypress Walk Way, Ruskin
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